FAQ

Laws like the FCRA and FDCPA give you the right and responsibility to assure the accuracy of the items on your credit report. If the information on your credit report is not being reported accurately, you as a consumer have the right to request the questionable information be removed from your credit report. The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA) and the Fair Debt Collections Practices Act (FDCPA) give you the legal right to dispute inaccurate items on your credit reports with the credit bureaus and your individual creditors.

Any items that reporting outdated, inaccurately or unverifiable including: outdated personal information, late payments, collection accounts, bankruptcies, foreclosures, repossessions and tax liens.

We will use the most aggressive and compliance based disputes to help remove negative items by challenging any inaccurate and outdated information on your credit report.

When will I see results? The time it takes to repair credit varies based on individual situations and most of our clients see results within one to two months of using our services. The average time to see the desired results on your complete credit report in most cases is five to eight months. Just as it took some time for your credit to become less than perfect, it will take some time to build or rebuild into good standing. If you have goals like buying a home or purchasing a vehicle, it is best to start your credit repair journey early.

Unfortunately, repairing your credit does not excuse you from any debt owed. Our goal is to help remove negative information from your credit report, but if you are within the statute of limitations of owing a debt, a creditor always reserves to right to collect on that debt

At Bold Venture Financial Solutions, LLC, we stand by our money back guarantee to refund you (less the audit and enrollment fee) if we are unable to delete any item from your report within 120 days (4 months) of you using our services.

You will receive notifications whenever work is completed on your file along with monthly results. You can always email us with questions you have and we will get back to you promptly.

Absolutely not. You are free to cancel anytime.